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Utah Bankruptcy Attorneys Is Debt Consolidation or Bankruptcy Right For You?

Watton Law Group has helped thousands of people manage their overwhelming debt. Contact our firm today to get started.

Utah Bankruptcy Lawyers

Experienced Debt Relief Services Near You

No one wants to think they will have to file for bankruptcy, but there is absolutely no shame in needing a second chance. After all, the Bankruptcy Code was created to help Americans through tough financial times. In our eyes, a second chance is not merely needed—it’s deserved.

At Watton Law Group, we know how debt can weigh down you and your family for years. That’s why we put all effort into helping our clients find debt relief through bankruptcy proceedings.

Our bankruptcy lawyers in Utah can help you with:

Watch our video to learn more about the advantages of hiring Watton Law Group.

Don’t let financial hardship continue to overwhelm your life. Reach out to a Utah bankruptcy attorney online today.

Our Services

For more than 25 years, we have successfully handled cases involving:
  • Consumer Bankruptcy

  • Class Actions

  • Fair Debt Collection Practices Act

  • Fair Credit Reporting Act

  • Consumer Protection

How We Can Help

We've Helped Thousands of Clients Take Control of Their Finances

How to File for Bankruptcy in Utah

Filing for bankruptcy is a complex legal process. It's important to consult with a qualified bankruptcy attorney in Utah to ensure you are following the correct process for your situation.

The very first step to taking back control of your finances is determining which type of bankruptcy is right for you:

  • Chapter 7 bankruptcy: This is a traditional wipe-out bankruptcy in which all general debts are eliminated. This includes credit card debt, medical debt, and signature loans. It is extremely effective in wiping your slate clean, providing you with a fresh start.
  • Chapter 13 bankruptcy: This type of bankruptcy also provides a fresh start, but it does so through debt consolidation. It allows you to pay back what you can afford, while wiping out the rest. Simply put, Chapter 13 will let you settle your debt for pennies on the dollar.

The next step in the bankruptcy process is to complete credit counseling. In the United States, you are required to undergo credit counseling from a government-approved agency before filing for bankruptcy. This counseling helps you explore alternatives to bankruptcy and provides education on managing finances.

When you are ready to file for bankruptcy, your attorney can help you complete and submit the necessary bankruptcy forms. These forms include detailed information about your financial situation, assets, debts, income, and expenses. Your attorney will then file the bankruptcy petition and accompanying forms with United States Bankruptcy Court for the District of Utah. This officially initiates the bankruptcy process.

For more information about the bankruptcy process in Utah, contact Watton Law Group today. Our team can fully explain the steps involved in filing for bankruptcy and help you determine if bankruptcy is the right choice for you. Give us a call at (801) 807-1770.

Will Bankruptcy Clear All Debt?

Unfortunately, neither Chapter 7 nor Chapter 13 will impact certain debts. Student loan debt and past-due child support and alimony are a few examples. That noted, if these debts are the primary strain on your financial situation, it may be possible to find relief by liquidating or reorganizing other debts.

We encourage you to reach out to our attorneys to discuss whether bankruptcy could benefit you. We are proud to offer no-cost, no-obligation consultations to all prospective clients. We also serve clients throughout the entire state from our office in Salt Lake City, so don't wait to get started.

Trust Our Team of Experienced Bankruptcy Lawyers in Utah

Crushing debt can leave you with scarce employment and housing opportunities, as well as cause strife in your personal relationships. For parents, debt will likely also impact their children, such as by getting in the way of their education. Whether the culprit was an unexpected job loss, disability, or other hardship, Watton Law Group is here to help.

Backed by over 25 years of experience, our lawyers are nationally known for their skill in guiding Utah residents through the process of bankruptcy. We understand that every case is unique, which is why we take a tailored approach to our work. For some of our clients, a liquidation bankruptcy may provide the best solution to their financial problems; others may find reorganization to be more advantageous. We will explore all available avenues to give you the best chance at a successful, debt-free future. We also offer our clients assistance with creating practical budgets so that they can regain financial stability—and maintain it.

At Watton Law Group, our legal team has helped thousands of clients climb out of debt. We are known for the genuine care we put into each case we take on; with us, it’s personal. No matter how complicated your situation may seem, we have what it takes to help you get back on your feet.

Call (801) 807-1770 or contact us online to schedule a free, confidential consultation with a Utah bankruptcy lawyer.

Meet Your Team

  • Michael J. Watton, Esq.
  • Michael J. Maloney, Esq.
  • Thomas A. Arany, Esq.
  • Eli Poferl, Esq.
  • Marji Hanson, Esq.
  • Michael J. Watton, Esq. Michael J. Watton, Esq.

    Senior Partner

    Attorney Watton is a leading national consumer bankruptcy attorney who has guided thousands of individuals through debt consolidation plans and bankruptcies.
    Michael J. Watton, Esq. Photo
  • Michael J. Maloney, Esq. Michael J. Maloney, Esq.

    Managing Partner

    Attorney Maloney currently heads the firm’s bankruptcy department. In addition to bankruptcy, Attorney Maloney has successfully pursued payday lenders, debt collectors, and banks in state, federal, and bankruptcy courts for violations of consumer laws.
    Michael J. Maloney, Esq. Photo
  • Thomas A. Arany, Esq. Thomas A. Arany, Esq.


    Attorney Thomas A. Arany is a partner whose practice focuses on bankruptcy law in Colorado and Utah. Attorney Arany received his law degree from the University of Colorado School of Law in 2010.
    Thomas A. Arany, Esq. Photo
  • Eli Poferl, Esq. Eli Poferl, Esq.


    Meet Eli Poferl, Esq. of Watton Law Group. Driven to help people out of tough times, he tackles the toughest bankruptcy cases. Call to learn more.
    Eli  Poferl, Esq. Photo
  • Marji Hanson, Esq. Marji Hanson, Esq.


    Marji Hanson is a highly experienced bankruptcy attorney with Watton Law Group. Having spent most of her life in Utah, she is ...
Legal Representation When You Need It Most

With over 25 years of experience, our attorneys have perfected a system that makes filing for bankruptcy as easy as possible for you. We offer unparalleled support throughout the entire process and will help you move forward with the best options available to you.

Testimonials From Former Clients

Real Stories From Real People
  • “I spoke with Attorney Watton and he took his time with me to answer all my questions, gave me thoughtful advice, and went above and beyond my expectations.”

    - Becky & Bronson W.
  • “My family was in a hard place financially and Watton Law group was able to help us. They were very professional and helped us work through the process. We are able to get back to our lives and without the financial burden weighing us down.”

    - Jason J.
  • “I was unsure about doing this, but once I spoke with one of many attorneys, my mind was put at ease.”

    - Sandy L.

The Right Firm Makes a Difference

  • Record of Success

    We’re trusted by clients across the country to guide them through tough times, and are backed by thousands of successfully completed bankruptcy and debt relief proceedings.

  • Free Initial Consultations

    We offer free, no-obligation case evaluations to help those in need of debt relief explore their options for reaching financial stability with the help of an attorney.

  • Passionate Legal Advocates

    We’re passionate about helping clients find solutions to their problems with debt, and take a personalized approach to helping them obtain a financial fresh start.

  • Experience Where it Counts

    Our experienced attorneys have helped thousands of clients across the nation navigate debt relief and bankruptcy matters since 1994.

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